FEMA FLOOD ELEVATION CERTIFICATES AND LOMC FILINGS

Understanding Fema Elevation Certificates

Complex problems require comprehensive solutions. The team of engineering professionals at CDCI, coupled with our land surveying team and aerial surveying services, are equipped with the skill and expertise to tackle the challenges that go along with transforming a piece of property into a development that meets the vision of our client and the requirements of the municipality where it is located.

Our business is knowing how to navigate the nuanced world of land planning and permitting and ensuring construction is cost effective, sustainable, and safe. CDCI’s breadth of experience has resulted in a wide array of successful projects across New England. Our goal is to provide each client with the project specific design and permitting services they require to achieve their project goals in a budget friendly and timely manner. From a small site plan to a large scale development, CDCI is equipped to handle it all.

Elevation Certificates And Flood Insurance

FEMA’s flood insurance rate maps are broad and based on best available information. Structures shown within a flood zone on the maps are typically subject to flood insurance requirements. However, the maps may not always contain accurate elevations. Put simply, just because a property is shown within a flood zone on the map, the actual elevations at a structure may not fall within the flood zone. An elevation certificate documents the precise elevations at a structure and can prove a building does not require costly and unnecessary flood insurance.

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Obtaining An Elevation Certificate

Only a licensed professional land surveyor or professional engineer can certify an elevation certificate. The process involves performing a field survey of the structure in question and completing the FEMA form. The elevations recorded during this survey can then be used to determine if the building is within the flood zone or not. Once the elevation certificate is complete, the Letter of Map Change (LOMC) process can move forward.

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Eliminating Flood Insurance

FEMA’s process for changing flood zone designations is through the submission of a LOMC. For a single family home constructed without the use of fill material, a Letter of Map Amendment (LOMA) form can be used for this process. Submitting an elevation certificate with a completed LOMA form could remove the flood insurance requirements from a property and potentially save the property owner thousands of dollars annually.

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Special Cases

This process may sound straightforward, but it can be challenging because there are many complexities to FEMA’s program. New projects or older existing structures built on filled land require a special type of filing. As such, consulting with a licensed professional before deciding to move forward is a critical first step.

Rely On CDCI For Elevation Certificate And Lomc Needs

Civil Design Consultants, Inc. is licensed and trained to provide fast, reliable results to your elevation certificate and LOMC filing needs. Our expertise in civil engineering and land surveying allows us to provide quality advice and a timely response. We look forward to assisting you in eliminating flood insurance. Feel free to contact us by phone, email, or simply stop by our office.